We recover Workers' Compensation and General Liability overcharges for our clients securing refunds and reducing premium costs that arise from mistakes in classifications, payrolls, experience modifications, or the improper application of rules and procedures.

With over forty years of experience in the Workers' Compensation industry, our "inside knowledge" of the system allows us to detect and uncover Workers' Compensation & General Liability premium overcharges. This saves you money on your past, present and future Workers’ Compensation policies. Mistakes that occur in one year are usually repeated in future policies.

Most businesses don't realize they've been overcharged until an independent study is conducted. This is partially due to the constant changes in the Workers' Compensation and General Liability market including rating bureau rules and regulation changes along with the application of incorrect rates, discounts, classifications, experience modification calculations, and audits. We are compensated solely on a percentage of your savings. If we don't recover money for you, we don't get paid. There's no cost for our confidential review. We don't sell insurance.

Clients of JPR Risk Management Ltd. have recovered more than $10 million in insurance company overcharges. Most premium recovery fees are a contingency. Unless you receive a refund or credit, you pay nothing!